Tag: mortgage

Selling Homes in the East Coast — the Latest Rage in Real Estate!

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You don’t have to be a real estate guru to know that the east coast so-called “blue” states over there are all about the real estate, real estate, real estate. Without a doubt, that’s where the market’s cutthroat, and it’s like a game of inches and timing. You strike when the iron’s hot, and you hope for some ROI in the process.

Thankfully, we have some good news for you: the entire national real estate market seems to be looking pretty good, primarily for home sellers, as home prices begin to skyrocket clear across the board –

But Just in Case You’re in One of These States, You Have to See These Numbers

Bear in mind that as a home seller, if you want some ROI for major investments you’ve made to your property and you’re looking to move out, you’ll want to wait until you start seeing these numbers. These are predictions. But as the real estate market continues to flourish as we see here, there’s no doubt that these predictions will shortly become realities. So let’s take a look:

Crazy, Right? Crazy Good!

Call that a touchdown if you will for real estate. This is a clear sign that, slowly but surely, our real estate market’s looking better and better.

The post Selling Homes in the East Coast — the Latest Rage in Real Estate! appeared first on The Complete Real Estate Site.

6 Top Retweets for Hyperlocal United States Real Estate

6 Top Retweets for Hyperlocal United States Real Estate

The HOPE Program Says You Can Get a Home Zero Down

One check of these reviews and the ever-growing social fan base on pages like Facebook and Google+, and you begin to wonder: maybe this H.O.P.E. Program knows what they’re talking about! However, we can understand the skepticism: the real estate market’s cutthroat, what with the growing mortgage trends and the insane home prices skyrocketing like Elon Musk and the SpaceX Program. Perhaps we can get this real estate rocket to land on the barge like they’re planning to do, but make no mistake — H.O.P.E. to Own’s not far from that. Here’s why:

The Fact Is the HOPE Program Doesn’t Have to Claim Anything: theget a home zero down-1 Mortgage Industry Has the Answer:

It’s called the USDA home mortgage. A plan many don’t know about, but many should. To get a home zero down may just be as easy as applying for a USDA home mortgage precisely because this is one of two particular plans where you don’t have to make a down payment — and with down payment averages rising in areas around the nation, that’s great news.

The only other plan out there that allows borrowers to get a home zero down is the VA. Not even the FHA program allows it — typically a 3.5% down payment is customary, and that’s pretty low compared to some of the averages we see. You can imagine that as you discuss your plans with your rent-to-own consultant about the time coming for you to buy the property you’re living in, if you want to save on that down payment, chances are you might want to go with a USDA.

To Get a Home Zero Down, the Main Point Is This:

The USDA home mortgage program will actually lend a loan that could very well be up to the property’s actual appraised value! That’s saying a lot. Forget the down payment. You’re basically golden with the USDA home mortgage. Sign up right now to find out what your options are, and then get in contact with H.O.P.E. today. You never know — the USDA might be right for you. Learn more about the USDA right here.

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4 Top Articles on Retweets for Everything Real Estate

Twitter knows everything real estate these days. Buying a home? You’ll find it in a tweet. Have you browsed the trends lately? Selling homes on Twitter’s huge these days. The whole of social media, in fact, knows home selling like the back of its digital hand, and don’t even get us started on real estate investmentThere’s a big cash cow there, especially when researching property values on Zillow, so if you’re looking for a little know-how, honestly, you might as well find it online.

And You Find That Relevant Information Through Retweets of Anything and Everything Real Estate

Why? Not only is it good information — it’s relevant information. This is information passed Twitter Everything Real Estatearound right now. Who knows — you might even read this information and realize what’s not only trending in everything real estate, but active in the world today, on the news, in your neighborhood, and basically everywhere you look. So it’s in your best interest to check out these articles on everything real estate on retweet from the top professionals in the industry:

And More and More Retweets Keep Cropping Up as We Speak

So it’s in your best benefit to be involved. Get on social media. See what’s cooking. Tweeting. Trending. Check out the hashtags. Look to the predictions of everything real estate. Information is power. Trust us.

The post 4 Top Articles on Retweets for Everything Real Estate appeared first on The Complete Real Estate Site.

Top 6 Real Estate Pinterest Profiles and Boards for 2016

It’s a fact that we’re a visual species. The most information approaches us by what we see, first and foremost. Even as we read information, we’re seeing that information and understanding it, which is why Pinterest and other social media platforms make such a major impact on many industries as far as marketing and advertising goes. But what about real estate? Can Pinterest make an impact there? The answer is YES after taking a good look at these real estate Pinterest profiles and boards.

The Key Is Convenience and Availability for These Real Estate Pinterest Profiles

Think of open houses, for example: we can see the rooms in real time. That defines how houses are sold, bought and owned when you think about it. So great profiles and boards for the real estate Pinterest mentality will have not only great information and some word-of-mouth advertising to go with it, but imagery. And Google+ can certainly agree with that, listing the exact same profiles right here!

Agents will do well to take advantage of Pinterest, but if you’re interested in working with a professional real estate pinterestin the business, it’s a fair shake that you’ll get some great information, know-how and direction from these top 6 real estate Pinterest profiles and boards of 2016:

Right Here, You Have All the Real Estate Info You Could Ever Possibly Need

Well, besides The Complete Real Estate Site, of course. Check these professionals out, and any offer you find, such as this one right here — it’s a safe bet that you’ll be on the right track in terms of assistance. Whether you’re buying, selling, renting or investing!

The post Top 6 Real Estate Pinterest Profiles and Boards for 2016 appeared first on The Complete Real Estate Site.

The Reverse Mortgage: What Are the Rules and Risks?

Oftentimes we hear a lot of big stuff going on in real estate, specifically when it comes to the true American institution, the home mortgage. We’ve seen the mortgage trends. Rising home price predictions in the U.S.? Check. What about those new mortgage rules made into law? Double-check. Given all the news about the real estate market (and how foreigners are investing more and more in U.S. real estate as we speak), there’s no wonder that everyone’s buzzing about the ever-changing landscape and just trying to keep up with the times.

But a Reverse Mortgage? Now That’s a Mystery….

Most think it’s this sort of “Wheel of Fortune,” oh-you’ve-won-a-new-car sort of fantasy deal where you get to live in your home and get paid for it! Seriously? Well…. Yeah, it sort of is like that. Sort of.

But before you get yourself to the office and see if you can sign up for this reverse mortgage thing, bear in mind these important real estate facts:

  • To Qualify for a Reverse Mortgage, You Generally Have to Be a Senior Citizenreverse mortgage wheel of fortune
  • You Have to Own the Home (or At Least Close to Owning the Home)
  • You Must Not Have Any Outstanding Loans on Your Credit Report

Aside from that, there’s also the 50% market value rate for those monthly payments you’ll receive, plus the interest rate, number of payments and the terms itself largely depend on just how old you are. Lots of things you have to keep in mind.

Generally speaking, though, let’s just assume you qualify for a reverse mortgage. The question is this: should you get one? Good question.

You Have to Be a Certain “Kind” of Senior Citizen for a Reverse Mortgage to Benefit You

What exactly does that mean? You’ll find out right here. The unbelievability of what a reverse mortgage is should tell you something: nothing’s for free. And a reverse mortgage, while technically a loan that’s designed to actually pay you cold, hard cash just for living in your own home, will only work for a certain situation.

Are you still working? Do you have a fixed income? Do you have medical bills? These are all valid questions — and may affect whether or not a reverse mortgage might be the way you want to go.

On the Other Hand…. There’s a Really Big Reason Why You Don’t Want a Reverse Mortgage

Your favorite word of the day should be the word equity. As in, that’s how a reverse mortgage works. You’re actually getting paid for the equity you put in during your entire time living in the home for the terms of your original mortgage loan. Sounds great and all…. Except for this one important fact you’ll have to read about.

Let’s just say you’ll make it that much harder for your family after you’ve passed away. Can you say ‘increased interest rates’?

The Point of This Is to Do the Research With Us and See — Maybe It’s Beneficial, Maybe It’s Not

Not everyone qualifies for it. Not everyone will experience the benefit in it. So before you jump on the prospect of a reverse mortgage, consult a professional — with the H.O.P.E. Program, perhaps — and see if it may be a way you want to go. You never know.

7 Surprising Tips When Considering a Home Purchase

Obviously, there’s a reason why real estate agents, brokers and property managers make bookoo bucks in the industry — property values are paramount. Big money. Real estate investing’s hot, especially right now with the home purchase price predictions we’re seeing clear across the board (Texas, we’re looking at you!). So it’s no secret that a home purchase happens to be the one single decision you make that can change your whole life; and like astronauts to the moon, a million wrong things can happen at any second. The same goes with a mortgage — especially with these new mortgage rules we’re looking at.

So What You Do? You Take a Look at These Home Purchase Tips

And, honestly, some might surprise you. We know about them, and we’re still surprised! Take some notes, home purchase notebookdo the homework, hire a real estate attorney if you need to — but one thing’s for sure, you’ll want to bring your notepad on this one when considering a home purchase:

We Know It’s a Lot to Consider When Looking at a Home Purchase

But these real estate tips are essential. You’re looking at a lot of money issues, here — renovations, perhaps, maybe even issues with real estate leads via social media or other avenues for competition with other buyers. It’s a cutthroat industry out there. Be prepared. These are your weapons of choice. Use them proudly.

CoreLogic’s Look at the Future Rising Home Prices in America

Let’s just say that if you’re wondering about upgrading on your home life and you’re scared to pull the trigger, here’s two words of advice: fear not. Likewise, if you’ve put a lot of money into your current home and you’re looking to sell, there’s a real possibility you might want to wait until next year, because CoreLogic’s numbers are in with respect to the future home prices in the United States — and it’s pretty staggering to see the property values.

Inventory’s Dwindling — so Therefore Home Prices Are Rising

And before you think that this may be only an anomaly of a few states in the west coast or east coast or home prices-1wherever, think again. This is nationwide. Home prices are climbing everywhere, and for home sellers, undoubtedly, this is gold. Even as a prospective home buyer, if you play your cards right and sell your own home as the home prices keep climbing, you just might have it in your budget to make an offer for the right house in a market made for home sellers.

Just how much are the home prices going to climb? Check it out, right here:

Go ahead and see for yourself. We guarantee — it’ll surprise you.

All the More Reason to Continually Do the Research on Your Home’s Value

It’s all about research on the home prices, which on average you’ll see an overall growth in home prices by just over 4% in the very near future here. See how the market fluctuates then. Are you ready to move “up” in the market? Plan a renovation? Focus on home renting? You be the judge. What’s good is we have the goods on the predictions for what’s to come if you enroll right now.