Tag: mortgage loan

Finding the Right ZIPPY Personal Loan for Your Needs

Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

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The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Independent Credit Solutions.

Fannie Mae Is Fanning the Flames of Their Mortgage Delinquency Rate

Ever tried to build a fire and it got a little out of hand? Sure, you have. As we exit the heat of summer and prepare for the slowly coming Fall season, you can be sure to continue the quiet nights in front of the fire as the falling leaves grace your presence with peace and the warm colors of Autumn as we see the real estate market seem to make its gradual climb into prosperity, particularly for one aspect of the mortgage loan industry of 2015

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Fannie Mae – Looks Like Things Are Looking Up for Mortgage Rates

In particular, it’s been reported that the mortgage delinquency rate saw a decline in July from 1.66% to 1.63%. And that’s not even the most impressive metric so far for this real estate market. Fannie Mae’s feelin’ it as this is the lowest level for mortgage delinquency since – wait for it – 2008!

So, yes – our real estate market is getting better.

However, It’ll Be a While Before Fannie Mae Sees the Fire Go Out Completely

It’s still good news that Fannie Mae’s mortgage delinquency rate’s going down, but here’s the thing: the “norm” for the mortgage delinquency rate is traditionally under 1%. So Fannie Mae’s getting there, albeit a bit slower and more gradual. The statistics and predictions show that by 2017 Fannie Mae’s delinquency rate will hit the under-1% mark.

So keep fanning away, Fannie Mae. You’ll get there.

The USDA Mortgage: the American Express of Real Estate

The USDA Mortgage: the American Express of Real Estate

The HOPE Program Says You Can Get a Home Zero Down

One check of these reviews and the ever-growing social fan base on pages like Facebook and Google+, and you begin to wonder: maybe this H.O.P.E. Program knows what they’re talking about! However, we can understand the skepticism: the real estate market’s cutthroat, what with the growing mortgage trends and the insane home prices skyrocketing like Elon Musk and the SpaceX Program. Perhaps we can get this real estate rocket to land on the barge like they’re planning to do, but make no mistake — H.O.P.E. to Own’s not far from that. Here’s why:

The Fact Is the HOPE Program Doesn’t Have to Claim Anything: theget a home zero down-1 Mortgage Industry Has the Answer:

It’s called the USDA home mortgage. A plan many don’t know about, but many should. To get a home zero down may just be as easy as applying for a USDA home mortgage precisely because this is one of two particular plans where you don’t have to make a down payment — and with down payment averages rising in areas around the nation, that’s great news.

The only other plan out there that allows borrowers to get a home zero down is the VA. Not even the FHA program allows it — typically a 3.5% down payment is customary, and that’s pretty low compared to some of the averages we see. You can imagine that as you discuss your plans with your rent-to-own consultant about the time coming for you to buy the property you’re living in, if you want to save on that down payment, chances are you might want to go with a USDA.

To Get a Home Zero Down, the Main Point Is This:

The USDA home mortgage program will actually lend a loan that could very well be up to the property’s actual appraised value! That’s saying a lot. Forget the down payment. You’re basically golden with the USDA home mortgage. Sign up right now to find out what your options are, and then get in contact with H.O.P.E. today. You never know — the USDA might be right for you. Learn more about the USDA right here.

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4 Top Articles on Retweets for Everything Real Estate

Twitter knows everything real estate these days. Buying a home? You’ll find it in a tweet. Have you browsed the trends lately? Selling homes on Twitter’s huge these days. The whole of social media, in fact, knows home selling like the back of its digital hand, and don’t even get us started on real estate investmentThere’s a big cash cow there, especially when researching property values on Zillow, so if you’re looking for a little know-how, honestly, you might as well find it online.

And You Find That Relevant Information Through Retweets of Anything and Everything Real Estate

Why? Not only is it good information — it’s relevant information. This is information passed Twitter Everything Real Estatearound right now. Who knows — you might even read this information and realize what’s not only trending in everything real estate, but active in the world today, on the news, in your neighborhood, and basically everywhere you look. So it’s in your best interest to check out these articles on everything real estate on retweet from the top professionals in the industry:

And More and More Retweets Keep Cropping Up as We Speak

So it’s in your best benefit to be involved. Get on social media. See what’s cooking. Tweeting. Trending. Check out the hashtags. Look to the predictions of everything real estate. Information is power. Trust us.

The post 4 Top Articles on Retweets for Everything Real Estate appeared first on The Complete Real Estate Site.

The ONLY Way to Qualify for a Home Mortgage With Bad Credit

Contrary to what many may think, it just so happens that there are some home mortgage programs out there that’ll except a bad credit stain or two. If you haven’t signed up with Independent Credit Solutions or Lexington Law, you might still have a chance in getting a home loan approval provided you know what your options are. The keyword is here is might.

Enter: the USDA Home Mortgage Loan. THE Way to Qualify for a Home Mortgage With Bad Credithome mortgage with bad credit

Sure, the FHA mortgage has been known to let some borrowers go with less than stellar credit, and even the VA mortgage program can be a little lenient at times, albeit a bit stricter. Without a doubt, you don’t stand a chance facing the more traditional and conventional jumbo mortgage loans out there who will only accept the most pristine of credit scores known to man, which is why you should work on getting your credit repaired.

But have you ever heard of the USDA mortgage? No, it has nothing to do with beef. Grade A. The only Grade “A” we’d be talking about in this case is the fact that you have a grade “A” chance of getting approval, what with the alternative ways to get it through other sources of credit applied.

  • Utility Bills
  • Car Insurance Payments
  • Savings Account

That just names a few of what the USDA mortgage plan can take into account when qualifying you for a home mortgage with bad credit. You might even have it worse: no credit at all, but if you just have a car, some savings in a bank account, and have paid the bills to keep the lights on, guess what —

The USDA Home Mortgage Loan Might Be the Chance You Need to Get Into That Home

With all the mortgage trends happening across the country and the rising home prices, it’s pretty clear: you need to take advantage of every option you have. Have bad credit? The USDA home mortgage plan might be your best best. Find out more information about the USDA home mortgage right here.

 

7 Secrets of the USDA Mortgage You HAVE to Know

Ah, yes — the USDA mortgage, a term some real estate moguls tend to glance over as a supposed myth in the real estate industry without any real opportunity for prospective homeowners, largely because many agents look for the “good” deals, nail them, and move on. But contrary to what many believe, the USDA mortgage loan is the market’s “best kept secret,” often pursued by military vets and misconstrued due to the simple fact that this is a loan offered by…. the U.S. Department of Agriculture? Yes. You got it.

That’s Actually a Big Reason Why the USDA Mortgage Is Often OverlookedUSDA mortgage loan-1

But it shouldn’t be. Getting that mortgage with zero down would be a piece of cake even with the growing home prices all over the nation. Home sellers far and wide would roll in dough faster than they can bake their cakes when USDA mortgage approvals rise up in the heat of the budding real estate market, with the slight catches everyone should know.

Because, yes, this is a weird truth of the matter, the USDA mortgage coming from the nation’s Department of Agriculture, of all organizations. And you still have to qualify for it, obviously; but once you’re qualified, just know you’re in for a true triumph with benefits unheard of in this mortgage industry, even with the trends we’re seeing today.

Once You Do, We’ll Make It Simple: Pursue This!

Simply sign up for H.O.P.E. and ask about the USDA mortgage program. It could be your “in” ticket to become a homeowner. And that’s grade A, premium cut, no doubt.

The post 7 Secrets of the USDA Mortgage You HAVE to Know appeared first on The Complete Real Estate Site.

3 Things About the Fed Interest Rate Hike You Need to Know

First off, it’s quite astonishing on this news alert that we should be aware of, given the fact that the Federal Reserve hasn’t upped the interest rate in nine straight years…. Until now. And to make it even more interesting, the Federal Reserve plans on increasing that rate four more times in the future. What does that mean?

We’ll Tell You What the Fed Interest Rate Hike Means to You: 3 Things

Understand that the fed interest rate hike will be no more than .25%. That’s minuscule. But when you add it all together, you just might see a slight difference in three things you covet and value the most. Here they are:fed interest rate hike-1

The Good News Is….

The economy’s obviously doing well (despite Donald Trump, perhaps). Petrol’s looking good (no one’s hurting in the pockets while filling up at the gas station), and the job market apparently is somewhat improving. Of course, the real estate market as a whole is looking so good that the Chinese are investing in drovesEveryone wants to be in the United States, apparently (especially ISIS).

But know this — better be prepared. Because if you’re not, surprises might show up at your door. Change always comes unexpected.