Tag: finance (page 1 of 4)

The Importance of Debt Validation

Debt Validation is a process of someone challenging a debt collector (collection agency or attorney) to provide written proof of the debt. Why You Should Care About Debt Validation? Have you ever wondered why a collection agency is legally allowed to collect your debt on behalf of the original creditor? Think of it in these […]

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Yahoo’s Spend on ID Theft Protection in 2014: Not Too Bad Yahoo recently, and by recently we mean…

Yahoo’s Spend on ID Theft Protection in 2014: Not Too Bad

Yahoo recently, and by recently we mean a few years ago, started realizing the potential threats of identity theft. Because of this, they decided to invest in some form of #IDtheftprotection  for their CEO, Marissa Mayer. In the year 2014, Yahoo had spent approximately $26,891 to keep her identity secure. Kind of seems like pocket money from a multi-billion dollar company. Is that really enough to keep this head of a huge companies identity safe?

2 Reasons Why ID Theft Protection Is Paramount For Yahoo!

ID Theft Protection is crucial to have! Don’t think you’ll run into this problem? Neither did Yahoo’s CEO…click here for more info.

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The Millennial Cry For Help: Finances It seems as though #millennials  aren’t as well off as th…

The Millennial Cry For Help: Finances

It seems as though #millennials  aren't as well off as they thought they were. 23% of wealthy millennials are seeking financial support from their parents for utilities and most of their finances. Nearly a quarter? That's crazy! That's about 260 people, of the 1,131 millennials polled. You would think having $100,000+ dollars, you wouldn't need financial advice. That's why we have these offers for you.

4 Statistics About Millennials and Parental Financial Support

Millennials aren’t as independent as we thought they were! Here are 4 statistics/facts about millennials and financial support. Click here for more info.

The post The Millennial Cry For Help: Finances It seems as though #millennials  aren’t as well off as th… appeared first on Independent Credit Solutions.

4 Alarming Statistics About Millennials and Parent Support for Their Finances

Millennials are a difficult topic to talk about. Baby Boomers seem to hate them, others seem to love them, and the small generation in between just seems to be confused by them. I mean, you can’t please everybody, right? They are seen to be this new generation of kids who are independent, free-spirited, and have passion for everything. But did […]

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What the MINIMUM Wage Is for U.S. Prisoners Today Minimum wage is something that everyone dreads …

What the MINIMUM Wage Is for U.S. Prisoners Today

Minimum wage is something that everyone dreads hearing, mostly because it's not typically enough for the amount of work that you're putting into your job, or at least you feel that way. Well, in some states, minimum wage for prisoners working is just that, the bare minimum. In the state of Nevada, prisoners make around $0.13 an hour. However, in other states, such as Texas and Georgia, they show no mercy. The MAXIMUM wage for a day of work for a prisoner is $0 a day. The average wage for a days worth of work is anywhere between $0.93 and $4.93, which is about half of one hours worth of work anywhere else.

3 Sad Reasons Why Slavery Is Still Legal in the U.S. Job Market

Thought slavery was abolished in the 1800’s? Think again. Slavery is still among us today, and affecting the U.S. job market. Click here to learn more.

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3 Sad Reasons Why Slavery Is Still Legal in the U.S. Job Market

ShareFollow Us  Hundreds of years ago, you could argue that life was a lot different than life now. Culture, beliefs, mindsets, and personalities were nothing like what they are today. One of the biggest differences between then and now, is the idea and practice of slavery. Slavery was “abolished” in the 1800’s, or so we thought. Once the 13th Amendment was passed, we believed that things had finally been worked out, and that this outrageous concept was no more. According…

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Finding the Right ZIPPY Personal Loan for Your Needs

Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

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Your Army Ranger Son or Daughter’s Pell Grant Application

What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look […]

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Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards? #ITPN  h…

Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards?

#ITPN  has the know on this one. We're sure you've heard about the announced transition. Long gone will the magnetic strips be on those credit cards, replaced by that familiar shiny 'square' on the card. What is that 'square'?

That's the computer chip. And it's designed to read the transaction very much like how the magnetic strip does, only safer and easier.

Here's the thing, though: it's going to take a bit of a while before we can see those cards in our hands and start using them. Only 40% of cardholders at this moment most likely carry credit cards with the computer chips. The other 60% still have to sit around and wait for at least several months.

That, of course, isn't much of a bother. After all, your plastic still works. So why stress?

Credit Card Chip Technology: It’s Going to Take Awhile

Keep in mind that this is going to be a DRASTIC change as you find your plastic incorporating credit card chip technology. But that’s a good thing!

The post Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards? #ITPN  h… appeared first on Independent Credit Solutions.

3 Reasons Why You Shouldn’t Worry About Your New Chip-Enabled Credit Card

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Transitions are never fun: maybe you’re looking to buy a new home in this growing real estate market, or you’re fixing to enroll in school for another degree. Changing jobs maybe? What with the fluctuating economy, whatever decision you’re going to make is about the equivalent of stirring up a hornet’s nest. Such is the case with this massive yellow jacket of a transition: chip-enabled credit card technology, also known as EMV. And as of this past October, guess what — you’ll very soon be forced to use these new type of credit cards.

Fear Not, Though, and Don’t Be Frightened — Chip-Enabled
Credit Card Technology Won’t Sting

chip-enabled credit card-1

Aside from the fact that the U.S. is at the moment the last country on the planet to use the old-fashioned magnetic strips you find on credit cards (Europe and other countries utilize EMV religiously, along with PIN identification for further prevention of ID theft and credit card fraud), you have three reasons to believe that everything should be okay as the commercial industry, specifically regarding credit cards, will do just fine with this new chip-enabled credit card technology:

And that’s just the start. There will be numerous other benefits associated with chip-enabled credit card technology as EMV continues to flourish and dominate the spectrum.

The Best You Can Do Is Be Prepared

Those credit card companies won’t spring the new cards on you while you’re not looking, just so you know. It will be a transition, not a big surprise. But a good transition at that.

Want to know more about what’s headed for finances? Sign up with ITPN, perhaps; of if you’re a home renter, you might want to enroll with Assisting Renters. Be in the know. And be prepared.

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The post 3 Reasons Why You Shouldn’t Worry About Your New Chip-Enabled Credit Card appeared first on OWNWITHHOPE.

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