Tag: credit repair (page 1 of 14)

#Finance #ITPN #Money  

#Finance #ITPN #Money  

The Biggest Reasons Why Personal Loans Are Better Than Those “Other Loans”

Whenever we hear the word “LOAN,” we all freak out. Nothing to fear, though, because the honest truth is this: a personal loan is so much more than just a simple loan with interest from, say, a bank.Check out this video below to learn more about how a personal loan can actually benefit you in ways you hadn’t even thought of: …

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The Total Truth About The Complete Real Estate Site

You’ve probably heard it all before. “Go to this site! It’s great!” “Have you heard of so and so? No? Oh they’re so helpful!” How many of those recommendations have you actually followed through with? Which one of those websites really helped you out when you needed it the most? And which one’s almost screwed you over? Because let’s be honest, it’s probably happened before, and if you don’t make the right decision, it could very well happen to you again. The Complete Real Estate Site is the one website that can actually help you and not hurt you. Here’s how:

The Detes On The Complete Real Estate Site…

What is there to know about this site, besides that it’s essentially a one stop shop for all things real estate related? If that isn’t enough information for you, then here’s a bit more. The Complete Real Estate Site is split up into 4 different sections: Renting, buying, selling, and investing. This is what you need to know.

RENTthecompleterealestatesite the complete real estate site

If you’re looking to rent a home, or want to start looking for a rent to own home, this is the best place to go. The home renters portion of the website fills you in on everything you would potentially need to know when it comes to renting a home. Eviction notices, deposits, leases, payment methods, and much more. It’s all available under the Home Renters tab.

BUY

Ever tried buying a home before? It’s basically something everyone looks forward to growing up, right? Well it’s definitely not an easy task. The Home Buyer tab on this site spells things out clear as day for you. No need to worry.

SELL

With the Home Sellers tab, you are able to find out the list of other homes for sale in your area, and learn the ins and out of what it takes to sell your home fast, and for the right price!

INVEST

The Home Investor tab helps with anything you need financially in real estate. From property appreciation, to learning how to flip your house. If you’re looking to learn how to properly invest in real estate, going to The Complete Real Estate Site is one of the best things that you could do.

Surf With Ease

All you really need to do is search for the site, and everything you need is just a click away. The design of this website is simple, and easy to navigate. Take advantage of all of this information in front of you, and visit the site, today!

For more information, visit the website by CLICKING RIGHT HERE!

 

 

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A Macro And A Micro Look At Renting Vs. Buying

Let’s Think Big Picture, Then Zoom In. 

The ‘American Dream’…conjure all the images you can…it probably includes ownership of a house, a two-stall garage, 1.5 children…”I got it myself and it’s all mine” type of attitude. Then the man pats his boot straps with pride.

Maybe you have other ideas…read this interesting article on Nationwide Property Values. 

Is ownership actually economically better or it the image we prefer?

The word on the street is renting is more expensive than a monthly mortgage payment. Read this article on Grand Rapids Property Value. 

The housing collapse of 2008 is the ‘American Nightmare’ we’d rather forget.

In 2006 downloadhousing prices steadily dropped. You may have bought a house last year in a 30 year fixed rate mortgage, but the next year your couldn’t sell your house and pay the mortgage BACK. That’s what we call – underwater. By 2008 the prices dropped some more. When households couldn’t pay that already underwater mortgage payment – they went into default and foreclosure…

HARP was born…Home Affordable Refinance Program…in 2009. Using Fannie Mae and Freddie Mac people who were in default, about to lose their homes could instead refinance.

People who were not able or did not take advantage of the HARP program have to live somewhere. Renting it is, sometimes through a government assistance program called section 8.

The buzzword lately is “affordable housing”, which can be a misleading name because it doesn’t mean affordable for you, but it’s housing for those who could not afford housing. Using a tax incentive program for investors to finance the construction of rental properties called the LIHTC (Low Income Housing Tax Credits)…in order to create more home for displaced people to live.

Let’s Think Micro, Here. 

Hudson-Evans_House_DetroitYou! What would be best for you! Here is an interesting way to figure out how much you can afford to pay per month to hold your living space… your annual income divided by 40. If I make 20,000 a year I can afford $500 in rent.

Owning seems like the ball is in YOUR court, and you have the control. Is that true? What about the very legitimate fear that you could go underwater in a mortgage? You can sort of be responsible for your employment. Ask someone who was let go if they had control, though. You cannot set the market value of your home, either. You do not control the appraisal, although you sure can DIY, hire professionals to steadily add value…(read some tips for a greener, heavenly home here)

Owning frankly is added responsibility. The pay off for being your own property manager happens when you sell the house. The assumption is, you pay the mortgage monthly and when you are ready to sell you make a profit.

Think of this way. Someone might be paying a mortgage on the house, but renting it to you. They want to make a profit so you pay more than their mortgage.

Then there’s this hang up called credit. Which you need a great score in order to even qualify for a mortgage. Good credit repair is out there…like the Sub Prime Credit Store…if owning is your dream!

Sometimes you get lucky and the owner wants to slowly transfer ownership over to you…which is where rent to own comes in.

Not new news, but you aren’t going to make a profit on your rent. You are excited enough just to get back your security deposit. Rent to own is different because all rent you pay is coming off the principal worth of the house.

RENT TO OWN IS THE BEST OF BOTH WORLDS FOR MANY PEOPLE

It’s true that rent to own homes can be incredibly  hard to find. That’s what the Ultimate Rent To Own Home Program is here, for you!  

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The Difference Between Tax Planning and Tax Paying…

…Is That With The Same Income You Pay Less In Taxes Is…A Maximum Refund  There are many credits and deductions available to the knowledgeable (or those who pay for the expertise) and the incentive for the government to clearly spell it out is just not there…clearly. They can pad their budget by NOT letting you […]

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5 Tips To Boost Your Credit Score #1 Pay all bills like a boss – on time! #2 Do not close old acc…

5 Tips To Boost Your Credit Score

#1 Pay all bills like a boss – on time!
#2 Do not close old accounts because open lines of credit with low balances is a good thing and so is a longer credit history
#3 Speaking of, do not keep high balances on cards. 30% of your total credit line is as high as you ever want to get for an ideal score.
#4 Streamline your accounts. Spend on only 1 card? And put the rest in a safe place. This will ensure #1 happens.
#5 Know your score, and check annually. The three main credit bureaus are #Equifax, #Experian, and #TransUnion.

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#2 Do not close old acc…
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Assisting Renters Takes Renting To A New Level

Are you scared to move forward in life? Maybe you’re used to things always staying the same, and not following through with what you really want to do. You always have the ability to take a leap of faith and commit, even if it’s something that you’re not necessarily comfortable with.

For some people, it could be choosing just the right college to attend. For others it could be something as big as starting your own family. But in this case, it’s whether or not you want to commit to purchasing or renting your very own home. If that’s something that has affected you before, maybe you should turn to Assisting Renters.

Assisting Renters 1-2-3

Signing up for this amazing process could not be any easier. It’s really as easy as 1-2-3.

1-2-3 you say? Do tell.assisting-renters-screenshot assisting renters

  1. Go to the homepage
  2. Type in 3 things: Name, Email, and Phone Number
  3. Submit and Enjoy!

Really the only some what difficult part of the entire process is just coming to the decision of whether or not you want to fully commit to the service or not.

Once you do the first step, the second step might be your only road block. But from then on, it’s smooth sailing. You will instantly gain access to a handful of different services that Assisting Renters offers. Some of these amazing offers include:

  • Renters Insurance
  • Home Rentals
  • Legal Help for Renters
  • Rent to Own Homes
  • Auto and Home Loans

and many more!

Should I Sign Up?

Well yeah! You’d be pretty foolish not to sign up. Assisting Renters is one of the easiest sites to use and navigate. It will help you will all things auto and real estate related, and you will always have access to the services available. I think the choice is pretty simple.

To learn more or to sign up today, CLICK RIGHT HERE!

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District Judge William Pauley Supports Citizen’s Right To Privacy The police and government offic…

District Judge William Pauley Supports Citizen's Right To Privacy

The police and government officials here in the US and in the UK, perhaps many other places, have a device called a Stingray. Acting like a cell phone tower the device forces all phones in the area to ping to the device, and then they can pin point a suspects phone and put something called firmware to bug the device. The is the big brother…eye in the sky…that invades privacy. Granted, it seems to be for the protection of the common good, but that kind of power in the wrong hands…dangerous. Our judicial system has given a solid check to balance that power. We thank them.

#UIP  is a check to the poor decisions of private individuals who want to use your information to their benefit or just reek some havoc…keep your power in check with Ultimate Identity Protection.

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Why Complete Real Estate Is Everyone’s Edge

The Tip On How To Build Your Edge In A Relationship Market Is To Know Your Neighbor

Freudian Slip! Haha, In The Real Estate Market Know Your Neighbor, but absolutely a good point. The real estate market is about relationship. Buyer and Seller and Renters and Owners.

The Complete Real Estate Site Is News Useful To Everyone Involved


If the real estate head honchos are reading only the part of the elephant dedicated to YOUR SIDE of the big fat, hedge-y, real estate animal…you’d read things like this (challenge: watch for oppressive language):real estate

“Good Job You Head Honchos, Invest That!”

“Being A Real Estate Mogul Is Hot Right Now”

Or “Giddy Up Over Here Cattle Like Renters”

And “Here’s Your Easy Tips To Colonize The Planet As Though You Are An Alien”


If the real estate inhabitants are reading only the part of the elephant dedicated to YOUR SIDE of the big fat, edgy piece of the pie, then you’d read things like this (challenge: watch for nice-nice):

“Decorate Your Walls To Look Nice”

“Budget Well”

“Rent-To-Own Homes For Everyone!”


Know your neighbor…Know Your Landlord, Know Your Bank? Know Your Elephant?

The elephant thing here is critical.

real estateThe Parable of The Blind Men And The Elephant Paraphrased

There were, for some odd or horribly tragic reason, there are three blind men walking through the jungle – which means a place with plant life and animals that no one owns….

And of course, the three blind men walk right up to an elephant, and try to take it (in?) with their hands…”Oh my goodness this animal is like a wall. It’s so big and tall. This animal is wall-like.””

And the next man who is blind, who was very PC, demonstrates BOTH/AND thinking so well and says,  “There is this rope thing on the wall-like…and there seems to be tear…” No actually, PC man who was blind says, “There’s no wall-like! It’s just a ROPE! And it flicks. It’s a twitchy-lil-thing! Not wall-like.”

And the third blind man says, “You silly heads, no, we are in a grove of trees and there is no animal.” 

BE LIKE THE THIRD BLIND MAN

Click here to see one elephant: H.O.P.E. Program gives you education about repairing credit, checking your score, legal advice, automotive services, scholarships and grants and so many more perks because businesses affliated with the H.O.P.E. Program creators only want to see you as houses, fed AND happy as possible.

“Life, Liberty and Pursuit of Happiness…”

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How Rent-To-Own Works For You

What Are Your Living Options?

a. Buy a house outright. The_Earth_seen_from_Apollo_17_with_transparent_background (1)

b. Buy a house slowly by being approved by a banking institution due to good credit. Put something down on a house and pay monthly mortgage payments.

c. Rent a house from someone else who had the privilege of (a.) or (b.)

d. Put something down on a house and pay monthly rent payments that come off of the total cost of the house. And when your credit is better, sign a mortgage and own it because you’ve earned the privilege.

e. None of the above. You live on the streets, in a tent, in a hammock, at your aunties or your grandma’s house that she (a.), (b.), (c.) or (d.)

What’s The Worst Case Scenario With Rent-To-Own?

27220081490_c9b5f4ca54_ba.  You want to move before your rent to own contract is up, and the money you put into renting could come off the cost of the house, but it doesn’t because rent will not transfer as back payment for a different location.

b. Your credit doesn’t improve despite the rental payment history added to your report maybe because you neglect your bills and leave items in collections and your credit doesn’t improve …and in 1-3 years you cannot buy the house, you have to keep renting-to-own…

c. You just rent while you repair credit to buy…and the money definitely goes in the black hole and you don’t “get ahead” to (a.) or (b.).

Pass the test. You HAVE to live somewhere. Somehow. Perhaps rent-to-own answers is your answer. Click here to find out. 

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Forbes Says Privacy Geared Phones Aren’t What’s Selling… You know what that means? Your phone l…

Forbes Says Privacy Geared Phones Aren't What's Selling…

You know what that means? Your phone likely isn't secure.

Identity Theft Protection is pennies a day for peace of mind always, a quick catch in the event and restoring damage.

If the device itself isn't protecting you, find someone who will. You've come to the right place.

People aren’t buying privacy-focused smartphones

Court documents have revealed that demand for Silent Circle’s Blackphone was nowhere near expected.

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